Choctaw Nation Homebuyer Advantage Program (CHAP)
Choctaw Nation Homebuyer Advantage Program (CHAP) is a first mortgage program for tribal members from Choctaw Home Finance / Choctaw Nation of Oklahoma. Serves SE Oklahoma. First-time buyer status is not required. Income limit: None for CHAP (qualifies on credit + DTI).
Amount varies by program
Listed as open as of May 26, 2026
Serves SE Oklahoma.
| First-time buyer | Not required |
|---|---|
| Income limit | None for CHAP (qualifies on credit + DTI) |
| Occupations | Enrolled Choctaw Nation of Oklahoma tribal member |
| Sales price cap | Lender-set |
| Amount notes | No maximum income limit (credit/DTI-based); DPA available with lender approval |
| Notes | Choctaw Nation also offers Section 184 lending, Down Payment/Closing Cost Assistance (second mortgage), and LEAP lease-to-purchase program. |
| Phone | 580-326-7521 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Choctaw Home Finance / Choctaw Nation of Oklahoma · program details at the provider’s site.
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