Cal DPA Down payment help, made plain

SONYMA DPAL

SONYMA DPAL is a forgivable 2nd 10-yr from SONYMA. Available statewide in New York. Up to $3,000 toward a home purchase. For first-time buyers. Income limit: Regional.

Up to $3,000
Listed as open as of May 2026

Available statewide in New York.

First-time buyerRequired
Income limitRegional
Homebuyer educationRequired (HFA-approved (Framework, eHome, NeighborWorks, etc.))
OccupationsStatewide NY
Property types1-4 family, condo, co-op, manuf
OccupancyOwner-occupied primary
Eligible loan productsFHA/VA/USDA/Conv
Sales price capStd
Repayment0% int, forgiven 10 yrs
ForgivablePer program structure
StackingPairs with SONYMA first
Source SONYMA·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: SONYMA · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if SONYMA DPAL fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More New York programs