NYC HomeFirst
NYC HomeFirst is a deferred gap financing from NYC HPD. Available statewide in New York. Up to $100,000 toward a home purchase. For first-time buyers. Income limit: NYC limits.
Up to $100,000
Listed as open as of May 2026
Available statewide in New York.
| First-time buyer | Required |
|---|---|
| Income limit | NYC limits |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | NYC five boroughs |
| Property types | 1-4 family, condo, co-op |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv |
| Sales price cap | NYC limits |
| Repayment | Deferred |
| Stacking | Stacks with SONYMA DPAL ($115K total) |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: NYC HPD · program details at the provider’s site.
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