SONYMA Down Payment Assistance Loan (DPAL)
SONYMA Down Payment Assistance Loan (DPAL) is a forgivable_loan from State of New York Mortgage Agency (SONYMA). Available statewide in New York. Up to $15,000 or Up to 3% toward a home purchase.
Up to $15,000 or Up to 3%
Listed as open as of May 26, 2026
Available statewide in New York.
| Forgivable | Yes |
|---|
Provider: State of New York Mortgage Agency (SONYMA) · program details at the provider’s site.
See if SONYMA Down Payment Assistance Loan (DPAL) fits your purchase
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More New York programs
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First mortgage + DPAL DPA · Amount varies by program
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Forgivable 2nd 10-yr · Up to $3,000
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Forgivable 2nd 10-yr · Amount varies by program
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DPAL + 0.4% rate discount · Up to $15,000 or Up to 3%
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Deferred gap financing · Up to $100,000
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below_market_rate · Amount varies by program
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deferred_loan · Up to 5%
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below_market_rate · Up to 3%