SONYMA Achieving the Dream
SONYMA Achieving the Dream is a first mortgage + dpal dpa from State of NY Mortgage Agency. Available statewide in New York. For first-time buyers. Income limit: Regional/county HUD-based.
Amount varies by program
Listed as open as of May 2026
Available statewide in New York.
| First-time buyer | Required |
|---|---|
| Income limit | Regional/county HUD-based |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide NY |
| Property types | 1-4 family, condo, co-op, manuf |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | Std mortgage limits |
| Repayment | Per DPAL |
| Stacking | Pairs with DPAL/DPAL+ |
Provider: State of NY Mortgage Agency · program details at the provider’s site.
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