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San Antonio Homeownership Incentive Program (HIP 120)

San Antonio Homeownership Incentive Program (HIP 120) is a partially forgivable/perpetual second loan from City of San Antonio Neighborhood & Housing Services Department (NHSD). Serves Bexar. Up to $15,000 toward a home purchase. For first-time buyers. Income limit: 81-120% AMI.

Up to $15,000
Listed as open as of May 26, 2026

Serves Bexar.

First-time buyerRequired
Income limit81-120% AMI
Homebuyer educationRequired
OccupationsAny
Sales price capPer program
ForgivableYes
Amount notes$1,000 to $15,000
NotesFor moderate-income households above 80% AMI.
Phone210-207-5430
Source City of San Antonio Neighborhood & Housing Services Department (NHSD)·official program page·Verified

Provider: City of San Antonio Neighborhood & Housing Services Department (NHSD) · program details at the provider’s site.

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