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USDA Section 502 Guaranteed Loan

USDA Section 502 Guaranteed Loan is a usda-guaranteed first mortgage via approved lenders from USDA Rural Development - Idaho. Coverage: USDA-eligible rural Idaho areas (most counties outside Boise/Nampa core). First-time buyer status is not required. Income limit: Up to 115% AMI; 2026 cap ~$119,850 (1-4) / $158,250 (5+).

Amount varies by program
Listed as open as of May 26, 2026

Coverage: USDA-eligible rural Idaho areas (most counties outside Boise/Nampa core).

First-time buyerNot required
Income limitUp to 115% AMI; 2026 cap ~$119,850 (1-4) / $158,250 (5+)
Minimum credit score580
OccupationsOpen to all
Sales price capNo fixed price cap; bound by appraisal/loan limits
Amount notes100% financing (no down payment)
NotesCombinable with IHFA DPA.
Phone208-378-5600
Source USDA Rural Development - Idaho·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: USDA Rural Development - Idaho · program details at the provider’s site.

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