SEICAA Self-Help Housing Program
SEICAA Self-Help Housing Program is a sweat-equity self-help homeownership (usda 523/hud shop) from Southeastern Idaho Community Action Agency (SEICAA). Serves Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, Power. Income limit: Very-low to low income (USDA 502 limits).
Amount varies by program
Listed as open as of May 26, 2026
Serves Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, Power.
| Income limit | Very-low to low income (USDA 502 limits) |
|---|---|
| Minimum credit score | 502 |
| Homebuyer education | Required |
| Occupations | Open to all |
| Sales price cap | USDA-set |
| Amount notes | Subsidies, gap financing, and DPA layered into USDA 502 Direct mortgage |
| Notes | 100+ homes built since 2004. |
| Phone | 208-232-1114 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Southeastern Idaho Community Action Agency (SEICAA) · program details at the provider’s site.
See if SEICAA Self-Help Housing Program fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Idaho programs
-
Repayable 2nd mortgage · Amount varies by program
-
First mortgage (conventional, FHA, VA, USDA-RD) · Amount varies by program
-
Repayable second mortgage DPA · Amount varies by program
-
Forgivable deferred second mortgage DPA · Amount varies by program
-
First mortgage + repayable second DPA for essential workers · Amount varies by program
-
Federal income tax credit certificate · Amount varies by program
-
Below-market first mortgage (bond-financed) · Amount varies by program
-
State income tax deduction (matched-savings style) · Amount varies by program