Is there down payment assistance in Pennsylvania?

Yes. 16 down payment assistance programs are listed for Pennsylvania: 9 statewide and 6 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Pennsylvania?

The largest listed grant amount for Pennsylvania is $25,000. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Pennsylvania

16 programs are listed for Pennsylvania: grants, forgivable loans, deferred seconds and first mortgage products from state, county, city and regional providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$25,000

Largest listed grant

Check what you qualify for Ask Cal about your situation

Statewide programs

PHFA Keystone Home Loan + K-FIT

Forgivable 2nd 10-yr · Amount varies by program · Pennsylvania Housing Finance Agency
PHFA Keystone Advantage Assistance

Flexible 2nd · Up to 4% · PHFA
PHFA HFA Preferred

PHFA grant · Amount varies by program · PHFA
PHFA K-FIT (Keystone Forgivable in Ten Years)

forgivable_loan · Up to 5% · Pennsylvania Housing Finance Agency
PHFA HOMEstead Downpayment and Closing Cost Assistance Loan

forgivable_loan · Up to $10,000 · Pennsylvania Housing Finance Agency
PHFA Keystone Home Loan

below_market_rate · Amount varies by program · Pennsylvania Housing Finance Agency
PHFA Mortgage Credit Certificate (MCC)

mortgage_credit_certificate · Up to $2,000 or Up to 50% · Pennsylvania Housing Finance Agency
FHLBank Pittsburgh First Front Door (FFD)

grant · Up to $15,000 · Federal Home Loan Bank of Pittsburgh (via member institutions)
FHLBank Pittsburgh First Front Door Keys to Equity

grant · Up to $25,000 · Federal Home Loan Bank of Pittsburgh (via member institutions)

County and city programs

Philly First Home

forgivable_loan · Up to $10,000 or Up to 6% · Philadelphia Housing Development Corporation
Pittsburgh URA Down Payment and Closing Cost Assistance Program (DPCCAP)

deferred_loan · Amount varies by program · Urban Redevelopment Authority of Pittsburgh
City of Allentown Homebuyer Assistance

deferred_loan · Amount varies by program · City of Allentown
Bucks County First Time Homebuyers Program

deferred_loan · Up to $10,000 · Bucks County Housing & Community Development
Housing Partnership of Chester County (HPCC) Down Payment Assistance

deferred_loan · Up to $40,000 · Housing Partnership of Chester County
Lancaster Housing Opportunity Partnership (LHOP) DPA

deferred_loan · Up to $5,000 · Lancaster Housing Opportunity Partnership

Multi-state programs covering Pennsylvania

FHLB Pittsburgh First Front Door

3:1 matching grant · Up to $15,000 · FHLB Pittsburgh

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Pennsylvania match

Tell Cal how to reach you and a licensed loan officer will narrow these 16 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.