Do I have to be a first-time buyer for PHFA Keystone Advantage Assistance?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is County-based.

What credit score does PHFA Keystone Advantage Assistance list?

The listed minimum credit score is 660.

PHFA Keystone Advantage Assistance

PHFA Keystone Advantage Assistance is a flexible 2nd from PHFA. Available statewide in Pennsylvania. Up to 4% toward a home purchase. For first-time buyers. Income limit: County-based.

Up to 4%

Listed as open as of May 2026

Available statewide in Pennsylvania.

First-time buyer	Required
Income limit	County-based
Minimum credit score	660
Maximum DTI	30%
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide PA
Property types	1-4 family, condo, townhome
Occupancy	Owner-occupied primary
Eligible loan products	FHA/Conv/VA/USDA
Sales price cap	County-based
Repayment	Flexible terms
Stacking	Pairs with Keystone Home Loan

Source PHFA·official program page·Verified May 2026

Provider: PHFA · program details at the provider’s site.

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