Is there down payment assistance in Ohio?

Yes. 11 down payment assistance programs are listed for Ohio: 7 statewide and 3 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Ohio?

The largest listed grant amount for Ohio is $20,000. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Ohio

11 programs are listed for Ohio: grants, forgivable loans, deferred seconds and first mortgage products from state, county, city and regional providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$20,000

Largest listed grant

Check what you qualify for Ask Cal about your situation

Statewide programs

OHFA Your Choice DPA

Forgivable 2nd 7-yr forgive · Amount varies by program · Ohio Housing Finance Agency
OHFA Grants for Grads

Discounted rate + forgivable DPA · Up to 3.5% · OHFA
OHFA Ohio Heroes

Discounted rate + forgivable DPA · Up to 3.5% · OHFA
OHFA Your Choice Down Payment Assistance

forgivable_loan · Up to 3.5% · Ohio Housing Finance Agency (OHFA)
OHFA Mortgage Tax Credit

mortgage_credit_certificate · Up to $2,000 or Up to 40% · Ohio Housing Finance Agency (OHFA)
Communities First - Ohio

grant · Up to 5% · Port of Greater Cincinnati Development Authority
FHLB Cincinnati Welcome Home Program 2026

grant · Up to $20,000 · Federal Home Loan Bank of Cincinnati

County and city programs

Cuyahoga County Down Payment Assistance

deferred_loan · Up to $20,900 or Up to 10% · Cuyahoga County Department of Development (admin via CHN Housing Capital)
Cincinnati American Dream Downpayment Initiative (ADDI)

deferred_loan · Up to $14,000 · City of Cincinnati Department of Community and Economic Development
Columbus American Dream Downpayment Initiative (ADDI)

forgivable_loan · Up to $14,999 or Up to 6% · City of Columbus Housing Division

Multi-state programs covering Ohio

FHLB Cincinnati Welcome Home

Grant · Up to $20,000 · FHLB Cincinnati

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Ohio match

Tell Cal how to reach you and a licensed loan officer will narrow these 11 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.