OHFA Your Choice DPA
OHFA Your Choice DPA is a forgivable 2nd 7-yr forgive from Ohio Housing Finance Agency. Available statewide in Ohio. For first-time buyers. Income limit: $88,200-$141,000.
Amount varies by program
Listed as open as of May 2026
Available statewide in Ohio.
| First-time buyer | Required |
|---|---|
| Income limit | $88,200-$141,000 |
| Minimum credit score | 640 |
| Maximum DTI | 45% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide OH |
| Property types | SFR primary |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | $349,525-$453,100 by county |
| Repayment | Forgiven 7 yrs (in-state) |
| Forgivable | Per program structure |
| Stacking | All 88 OH counties |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Ohio Housing Finance Agency · program details at the provider’s site.
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