Is there down payment assistance in Michigan?

Yes. 9 down payment assistance programs are listed for Michigan: 4 statewide and 5 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Michigan?

The largest listed grant amount for Michigan is $25,000. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Michigan

9 programs are listed for Michigan: grants, deferred seconds and first mortgage products from state, city and tribal providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$25,000

Largest listed grant

Check what you qualify for Ask Cal about your situation

Statewide programs

MSHDA MI Home Loan + MI 10K DPA

Zero-int deferred 2nd · Up to $10,000 · Michigan State Housing Dev Authority
MSHDA Mortgage Credit Certificate

mortgage_credit_certificate · Up to $2,000 or Up to 20% · Michigan State Housing Development Authority (MSHDA)
NACA Detroit Neighborhood Initiative

below_market_rate · Amount varies by program · Neighborhood Assistance Corporation of America (NACA) + Bank of America
FHLB Indianapolis Launch (MI portion)

grant · Up to $20,000 · Federal Home Loan Bank of Indianapolis

County and city programs

Detroit Down Payment Assistance Program

grant · Up to $25,000 · City of Detroit Housing and Revitalization Department
Detroit Land Bank Authority Side Lot & Auction

below_market_rate · Amount varies by program · Detroit Land Bank Authority
Warren Direct Homebuyer Assistance (HOME)

deferred_loan · Up to $14,000 or Up to 50% · City of Warren
Saginaw Chippewa Tribal Housing Programs

varies · Amount varies by program · Saginaw Chippewa Indian Tribe Tribal Housing Department
Bay Mills Indian Community Housing

varies · Amount varies by program · Bay Mills Indian Community

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Michigan match

Tell Cal how to reach you and a licensed loan officer will narrow these 9 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.