MSHDA MI Home Loan + MI 10K DPA
MSHDA MI Home Loan + MI 10K DPA is a zero-int deferred 2nd from Michigan State Housing Dev Authority. Available statewide in Michigan. Up to $10,000 toward a home purchase. Income limit: $95K-$121K by county.
Up to $10,000
Listed as open as of May 2026
Available statewide in Michigan.
| Income limit | $95K-$121K by county |
|---|---|
| Minimum credit score | 640 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide MI |
| Property types | SFR primary |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | $251,699 (2026) |
| Repayment | 0% int, no monthly, due on sale/refi |
| Stacking | Pairs with MI Home first |
Provider: Michigan State Housing Dev Authority · program details at the provider’s site.
See if MSHDA MI Home Loan + MI 10K DPA fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Michigan programs
-
mortgage_credit_certificate · Up to $2,000 or Up to 20%
-
grant · Up to $25,000
-
below_market_rate · Amount varies by program
-
below_market_rate · Amount varies by program
-
deferred_loan · Up to $14,000 or Up to 50%
-
grant · Up to $20,000
-
varies · Amount varies by program
-
varies · Amount varies by program