Down payment assistance in Maryland

19 programs are listed for Maryland: grants, forgivable loans and deferred seconds from state, county, city and regional providers. Every amount and rule below comes from the provider’s published terms.

Statewide programs

• MMP 1st Time Advantage
  0% int deferred 2nd · Amount varies by program · Maryland Mortgage Program / DHCD
• MMP HomeAbility
  0% int deferred 2nd · Up to $45,000 · MMP
• MMP SmartBuy 3.0
  5-yr forgivable for student debt · Up to $20,000 · MMP
• MMP Flex 4% / 6%
  0% int deferred 2nd · Amount varies by program · MMP
• MMP Partner Match
  1:1 match with employer/builder · Up to $2,500 · MMP
• MMP 1st Time Advantage DPA (3%/4%/5%/6000)
  deferred_loan · Up to $6,000 or Up to 5% · Maryland Department of Housing and Community Development - Maryland Mortgage Program
• MMP Flex Loans (5000/6000/3%/4%/5%)
  deferred_loan · Up to $6,000 or Up to 5% · Maryland Department of Housing and Community Development - Maryland Mortgage Program
• Maryland SmartBuy 3.0
  forgivable_loan · Up to $30,000 or Up to 15% · Maryland Mortgage Program
• FHLBank Atlanta First-Time Homebuyer Product
  grant · Up to $17,500 · Federal Home Loan Bank of Atlanta (via member institutions)
• FHLBank Atlanta Community Partners Product
  grant · Up to $20,000 · Federal Home Loan Bank of Atlanta (via member institutions)
• FHLBank Atlanta Workforce Housing Plus+
  grant · Up to $17,500 · Federal Home Loan Bank of Atlanta (via member institutions)

County and city programs

• Prince George's County Pathway to Purchase
  forgivable_loan · Up to $50,000 · Prince George's County Department of Housing & Community Development (via MMP)
• Montgomery County HOC Closing Cost Assistance Program (CCAP)
  second_loan · Up to $10,000 or Up to 5% · Housing Opportunities Commission of Montgomery County
• Montgomery Employee Down Payment Assistance Loan (MEDPAL)
  deferred_loan · Up to $25,000 · Maryland Mortgage Program / Montgomery County
• Anne Arundel County Mortgage Assistance Program (MAP)
  deferred_loan · Up to $50,000 · Arundel Community Development Services Inc. (ACDS)
• Annapolis MPDU Settlement Expense Assistance
  deferred_loan · Up to $10,000 · City of Annapolis
• Buying Into Baltimore
  deferred_loan · Up to $5,000 · Baltimore City Department of Housing & Community Development / Live Baltimore
• Vacants to Value Booster
  deferred_loan · Up to $10,000 · Baltimore City DHCD

Multi-state programs covering Maryland

• FHLB Atlanta First-Time Homebuyer
  Grant · Up to $15,000 · FHLB Atlanta

National programs

38 federal and national programs apply in every state. See the national programs.