Is there an income limit?

Yes. The listed income limit is County-based.

What credit score does MMP HomeAbility list?

The listed minimum credit score is 640.

MMP HomeAbility

MMP HomeAbility is a 0% int deferred 2nd from MMP. Available statewide in Maryland. Up to $45,000 toward a home purchase. Income limit: County-based.

Up to $45,000

Listed as open as of May 2026

Available statewide in Maryland.

Income limit	County-based
Minimum credit score	640
Maximum DTI	50%
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Persons with disabilities MD
Property types	1-4 family, condo, townhome
Occupancy	Owner-occupied primary
Eligible loan products	FHA/Conv
Sales price cap	Per county
Repayment	0% deferred
Stacking	Disability-targeted

Source MMP·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: MMP · program details at the provider’s site.

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