Down payment assistance in Illinois
13 programs are listed for Illinois: grants, forgivable loans, deferred seconds and first mortgage products from state, city, regional and lender and employer providers. Every amount and rule below comes from the provider’s published terms.
13
Programs
9
Statewide
3
County and city
$100,000
Largest listed grant
Statewide programs
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Deferred 2nd, life-of-mortgage · Up to $150,006 · Illinois Housing Development Authority
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Forgivable 2nd, 10-yr monthly forgive · Up to $60,004 · IHDA
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Deferred 2nd life-of-mortgage · Up to $75,005 · IHDA
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Amortizing 2nd 10-yr · Amount varies by program · IHDA
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deferred_loan · Up to $15,000 or Up to 6% · Illinois Housing Development Authority (IHDA)
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forgivable_loan · Up to $6,000 or Up to 4% · Illinois Housing Development Authority (IHDA)
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deferred_loan · Up to $7,500 or Up to 5% · Illinois Housing Development Authority (IHDA)
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second_loan · Up to $10,000 or Up to 10% · Illinois Housing Development Authority (IHDA)
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grant · Up to $10,000 · Federal Home Loan Bank of Chicago
County and city programs
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grant · Up to $100,000 · City of Chicago Department of Housing
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mortgage_credit_certificate · Up to $2,000 or Up to 25% · City of Chicago Department of Housing
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grant · Up to $2,000 · Wintrust Mortgage
Multi-state programs covering Illinois
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Forgivable grant · Up to $10,000 · FHLB Chicago
National programs
38 federal and national programs apply in every state. See the national programs.
Find your Illinois match
Tell Cal how to reach you and a licensed loan officer will narrow these 13 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.