IHDA Access Forgivable
IHDA Access Forgivable is a forgivable 2nd, 10-yr monthly forgive from IHDA. Available statewide in Illinois. Up to $60,004 toward a home purchase. For first-time buyers. Income limit: Per county.
Up to $60,004
Listed as open as of May 2026
Available statewide in Illinois.
| First-time buyer | Required |
|---|---|
| Income limit | Per county |
| Minimum credit score | 640 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide IL |
| Property types | SFR |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | Per county |
| Repayment | Forgiven 10 yrs |
| Forgivable | Per program structure |
| Stacking | Pairs with IHDA first |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: IHDA · program details at the provider’s site.
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