Is there down payment assistance in Hawaii?

Yes. 9 down payment assistance programs are listed for Hawaii: 6 statewide and 3 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Hawaii?

The largest listed grant amount for Hawaii is $25,000. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Hawaii

9 programs are listed for Hawaii: grants, deferred seconds, first mortgage products and tax credits from state, city and tribal providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$25,000

Largest listed grant

Check what you qualify for Ask Cal about your situation

Statewide programs

HHFDC Hale Kamaʻāina

First mortgage + optional DPA · Amount varies by program · Hawaii Housing Finance & Development Corp
Hawaii MCC

Mortgage Credit Certificate (federal tax credit) · Up to $2,000 · HHFDC
HHFDC Hale Kamaʻāina Mortgage Program

below_market_rate · Amount varies by program · Hawaiʻi Housing Finance & Development Corporation (HHFDC)
HHFDC Hale Kamaʻāina Down Payment Assistance

second_loan · Amount varies by program · Hawaiʻi Housing Finance & Development Corporation (HHFDC)
HHOC Mortgage DPAL (Down Payment Assistance Loan)

second_loan · Amount varies by program · HHOC Mortgage
FHLB Des Moines Home$tart Grant (HI)

grant · Up to $25,000 · Federal Home Loan Bank of Des Moines

County and city programs

City & County of Honolulu Down Payment Loan Program

second_loan · Up to $40,000 · City & County of Honolulu (DCS / HCDA)
HHOC Deferred Closing Cost Loan Program

deferred_loan · Up to $10,000 · Hawaii HomeOwnership Center (HHOC)
Department of Hawaiian Home Lands Homestead Lease + Loan

below_market_rate · Amount varies by program · Department of Hawaiian Home Lands (DHHL)

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Hawaii match

Tell Cal how to reach you and a licensed loan officer will narrow these 9 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.