Hawaii MCC
Hawaii MCC is a mortgage credit certificate (federal tax credit) from HHFDC. Available statewide in Hawaii. Up to $2,000 toward a home purchase. For first-time buyers. Income limit: Income limit per county/HH size.
Up to $2,000
Listed as open as of May 2026
Available statewide in Hawaii.
| First-time buyer | Required |
|---|---|
| Income limit | Income limit per county/HH size |
| Minimum credit score | 620 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide HI |
| Property types | SFR, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | Any |
| Sales price cap | County limit |
| Repayment | Tax credit for life of loan |
| Stacking | Stacks with first mortgage and other DPA |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: HHFDC · program details at the provider’s site.
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second_loan · Amount varies by program
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below_market_rate · Amount varies by program
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