Down payment assistance in Georgia

14 programs are listed for Georgia: grants, forgivable loans and deferred seconds from state, county, city, regional and lender and employer providers. Every amount and rule below comes from the provider’s published terms.

Statewide programs

• Georgia Dream Standard
  Deferred 2nd 0% int 30-yr · Up to $25,000 or Up to 5% · Georgia DCA
• Georgia Dream PEN
  Deferred 2nd 0% 30-yr · Up to $30,000 · Georgia DCA
• Georgia Dream CHOICE
  Forgivable grant · Up to $15,000 or Up to 6% · Georgia DCA
• Georgia Dream PEN (Protectors, Educators, Nurses)
  deferred_loan · Up to $12,500 or Up to 6% · Georgia Department of Community Affairs (GHFA)
• Peach Plus Loan Program
  deferred_loan · Up to $12,500 or Up to 6% · Georgia Department of Community Affairs (GHFA)
• Peach Advantage Loan Program
  deferred_loan · Up to $12,500 or Up to 6% · Georgia DCA (sponsored by Lakeview Loan Servicing)
• Peach Select VA Loan Program
  below_market_rate · Amount varies by program · Georgia DCA

County and city programs

• Invest Atlanta Affordable Homeownership Program (AAHOP)
  forgivable_loan · Up to $20,000 · Invest Atlanta
• Invest Atlanta Vine City DPA
  forgivable_loan · Up to $20,000 · Invest Atlanta
• Savannah DreamMaker Home Purchase Assistance
  deferred_loan · Up to $50,000 · City of Savannah Housing & Neighborhood Services
• WE DeKalb Down Payment Grant
  grant · Up to 5% · Development Authority of DeKalb County
• Gwinnett County Homestretch DPA
  forgivable_loan · Up to $10,000 · Gwinnett Housing Corporation
• Cobb County Employee Mortgage Program
  grant · Up to $10,000 or Up to 2% · Cobb County Board of Commissioners

Multi-state programs covering Georgia

• FHLB Atlanta First-Time Homebuyer
  Grant · Up to $15,000 · FHLB Atlanta

National programs

38 federal and national programs apply in every state. See the national programs.