Georgia Dream CHOICE
Georgia Dream CHOICE is a forgivable grant from Georgia DCA. Available statewide in Georgia. Up to $15,000 or Up to 6% toward a home purchase. For first-time buyers. Income limit: 60% AMI.
Up to $15,000 or Up to 6%
Listed as open as of May 2026
Available statewide in Georgia.
| First-time buyer | Required |
|---|---|
| Income limit | 60% AMI |
| Minimum credit score | 580 |
| Maximum DTI | 55% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Rural / opportunity zones GA |
| Property types | SFR |
| Occupancy | Owner-occupied primary |
| Eligible loan products | USDA/FHA |
| Sales price cap | $250K |
| Repayment | 10-yr occupancy |
| Forgivable | Per program structure |
| Stacking | Rural/opportunity zones |
Provider: Georgia DCA · program details at the provider’s site.
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More Georgia programs
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Grant · Up to $15,000
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Deferred 2nd 0% int 30-yr · Up to $25,000 or Up to 5%
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Deferred 2nd 0% 30-yr · Up to $30,000
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deferred_loan · Up to $12,500 or Up to 6%
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deferred_loan · Up to $12,500 or Up to 6%
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deferred_loan · Up to $12,500 or Up to 6%
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below_market_rate · Amount varies by program
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forgivable_loan · Up to $20,000