Down payment assistance in Florida

24 programs are listed for Florida: grants, forgivable loans, deferred seconds and first mortgage products from state, county, city and regional providers. Every amount and rule below comes from the provider’s published terms.

Statewide programs

• Florida Hometown Heroes
  Deferred 2nd 0% int 30-yr · Up to $35,000 · Florida Housing Finance Corp
• FL Assist
  Deferred 2nd 0.5% int 20-yr · Up to $20,000 · Florida Housing Finance Corp
• FL HLP Second
  Amortizing 2nd 5.5% 25-yr · Up to $25,000 · Florida Housing
• FL Salute Our Soldiers
  Grant · Up to $15,000 · Florida Housing
• Florida Hometown Heroes Housing Program
  deferred_loan · Up to $35,000 or Up to 5% · Florida Housing Finance Corporation (FHFC)
• Florida Assist (FL Assist)
  deferred_loan · Up to $10,000 · Florida Housing Finance Corporation
• HFA Preferred / Advantage PLUS Forgivable Second
  forgivable_loan · Up to 5% · Florida Housing Finance Corporation
• Florida Homeownership Loan Program (HLP) Second Mortgage
  second_loan · Up to $10,000 · Florida Housing Finance Corporation
• Salute Our Soldiers Military Loan Program
  deferred_loan · Up to $10,000 or Up to 5% · Florida Housing Finance Corporation

County and city programs

• Mortgage Credit Certificate (MCC), Local HFA
  mortgage_credit_certificate · Up to $2,000 or Up to 50% · Local County Housing Finance Authorities (Broward, Hillsborough, Duval, Lee, Escambia, Orange, Pinellas, Miami-Dade)
• Miami-Dade Homebuyer Down Payment Assistance Program
  deferred_loan · Up to $35,000 · Miami-Dade County Public Housing & Community Development
• Broward County Homebuyer Purchase Assistance (HPA)
  forgivable_loan · Up to $120,000 · Broward County Housing & Urban Planning Division
• Hillsborough County SHIP DPA / Home Sweet Home Hillsborough
  deferred_loan · Up to $25,000 · Hillsborough County Affordable Housing Services
• Orange County Homebuyer Down Payment Assistance
  deferred_loan · Up to $70,000 · Orange County Neighbors Housing Division
• City of Orlando Down Payment Assistance Program
  forgivable_loan · Up to $45,000 · City of Orlando Housing & Community Development
• Head Start to Homeownership (H2H), Jacksonville/Duval
  forgivable_loan · Up to $50,000 · City of Jacksonville Housing Services
• Pinellas County Down Payment Assistance
  deferred_loan · Up to $75,000 · Pinellas County Housing Department
• Home Key Plus 2nd Mortgage, HFA of Pinellas County
  deferred_loan · Up to $7,500 · Housing Finance Authority of Pinellas County
• Dare to Own the Dream (DARE), Tampa
  forgivable_loan · Up to $50,000 · City of Tampa Housing & Community Development
• City of Tallahassee Down Payment Assistance
  forgivable_loan · Up to 20% · City of Tallahassee Neighborhood Services / Tallahassee Lenders' Consortium
• Brevard County Down Payment Assistance
  deferred_loan · Up to $75,000 · Brevard County Housing & Human Services
• Manatee County Down Payment Assistance (CDBG + SHIP)
  deferred_loan · Amount varies by program · Manatee County Neighborhood Services
• Marion County SHIP Down Payment Assistance
  deferred_loan · Up to $10,000 · Marion County Community Services

Multi-state programs covering Florida

• FHLB Atlanta First-Time Homebuyer
  Grant · Up to $15,000 · FHLB Atlanta

National programs

38 federal and national programs apply in every state. See the national programs.