FL HLP Second
FL HLP Second is a amortizing 2nd 5.5% 25-yr from Florida Housing. Available statewide in Florida. Up to $25,000 toward a home purchase. For first-time buyers. Income limit: 120% AMI.
Up to $25,000
Listed as open as of May 2026
Available statewide in Florida.
| First-time buyer | Required |
|---|---|
| Income limit | 120% AMI |
| Minimum credit score | 660 |
| Maximum DTI | 52% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide FL |
| Property types | SFR, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | Conv |
| Sales price cap | $400K |
| Repayment | Monthly payments |
| Stacking | Conv only |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Florida Housing · program details at the provider’s site.
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