Do I have to be a first-time buyer for Utah Score Loan?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is Per HH/county.

What credit score does Utah Score Loan list?

The listed minimum credit score is 660.

Utah Score Loan

Utah Score Loan is a 2nd mortgage dpa from Utah Housing Corp. Available statewide in Utah. For first-time buyers. Income limit: Per HH/county.

Amount varies by program

Listed as open as of May 2026

Available statewide in Utah.

First-time buyer	Required
Income limit	Per HH/county
Minimum credit score	660
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide UT
Property types	SFR, condo
Occupancy	Owner-occupied primary
Eligible loan products	Conv/FHA/VA/USDA
Sales price cap	Per county
Repayment	Per program
Stacking	Lower-FICO option

Source Utah Housing Corp·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Utah Housing Corp · program details at the provider’s site.

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