Do I have to be a first-time buyer for Utah NoMI Loan?

No. The program does not require first-time buyer status.

Is there an income limit?

Yes. The listed income limit is Per HH/county.

What credit score does Utah NoMI Loan list?

The listed minimum credit score is 700.

Utah NoMI Loan

Utah NoMI Loan is a loan without mi + dpa option from Utah Housing Corp. Available statewide in Utah. First-time buyer status is not required. Income limit: Per HH/county.

Amount varies by program

Listed as open as of May 2026

Available statewide in Utah.

First-time buyer	Not required
Income limit	Per HH/county
Minimum credit score	700
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide UT
Property types	SFR, condo
Occupancy	Owner-occupied primary
Eligible loan products	Conv
Sales price cap	Per county
Repayment	Per program
Stacking	Higher-FICO no-MI option

Source Utah Housing Corp·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Utah Housing Corp · program details at the provider’s site.

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