VA NADL (Native American Direct Loan)
VA NADL (Native American Direct Loan) is a direct loan from va (0% down) from VA. Coverage: Native American veterans and their spouses on Federal Trust land. Up to 100% toward a home purchase. First-time buyer status is not required. Income limit: No income limit.
Up to 100%
Listed as open as of May 2026
Coverage: Native American veterans and their spouses on Federal Trust land.
| First-time buyer | Not required |
|---|---|
| Income limit | No income limit |
| Occupations | Native American veterans and their spouses on Federal Trust land |
| Property types | Trust/Allotted Native lands; primary residence |
| Occupancy | Owner-occupied primary |
| Eligible loan products | VA Direct |
| Sales price cap | VA county limit |
| Repayment | Funding fee 1.25% (NADL); waivable for service-disabled vets |
| Stacking | Layers with tribal DPA |
| Notes | Only program where VA is the direct lender. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: VA · program details at the provider’s site.
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