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HUD Good Neighbor Next Door

HUD Good Neighbor Next Door is a 50% off list price (silent second forgiven over 3 yrs) from HUD. Coverage: Law enforcement, K-12 teachers, firefighters, EMTs. First-time buyer status is not required. Income limit: No limit.

Amount varies by program
Listed as open as of May 2026

Coverage: Law enforcement, K-12 teachers, firefighters, EMTs.

First-time buyerNot required
Income limitNo limit
OccupationsLaw enforcement, K-12 teachers, firefighters, EMTs
Property typesHUD-acquired single-family REO in eligible area
OccupancyOwner-occupied for 36 months (silent second)
Eligible loan productsFHA
Sales price capHUD-listed REO in revitalization areas
RepaymentPair with FHA $100 down + 50% silent second forgiven after 36-month occupancy
Forgivable100% silent second forgiven at month 36
StackingWith FHA $100-down option
NotesLottery if multiple bidders. Listings refresh weekly.
Source HUD·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: HUD · program details at the provider’s site.

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