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Freddie Mac HFA Advantage

Freddie Mac HFA Advantage is a conv 97% ltv (hfa-only, charter mi) from Freddie Mac. Coverage: HFA borrowers. Up to 97% toward a home purchase. Income limit: HFA income limit.

Up to 97%
Listed as open as of May 2026

Coverage: HFA borrowers.

Income limitHFA income limit
Minimum credit score640
Maximum DTI50%
OccupationsHFA borrowers
Property typesSFR, 2-4, condo, PUD, manufactured
OccupancyOwner-occupied primary
Eligible loan productsConventional
Sales price capHFA limit
RepaymentCharter-level MI; cancellable
StackingPairs with HFA DPA only
Source Freddie Mac·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Freddie Mac · program details at the provider’s site.

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