Fannie Mae Standard 97% LTV
Fannie Mae Standard 97% LTV is a conv 97% ltv (no income limit) from Fannie Mae. Coverage: FTHB. Up to 97% toward a home purchase. Income limit: No limit.
Up to 97%
Listed as open as of May 2026
Coverage: FTHB.
| Income limit | No limit |
|---|---|
| Minimum credit score | 620 |
| Maximum DTI | 50% |
| Occupations | FTHB |
| Property types | SFR (1-unit), PUD, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | Conventional |
| Sales price cap | Conforming |
| Repayment | Standard PMI |
| Stacking | Layers with DPA |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Fannie Mae · program details at the provider’s site.
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