RIHousing FirstGenHomeRI (pilot)
RIHousing FirstGenHomeRI (pilot) is a forgivable 5-yr 2nd from RIHousing. Available statewide in Rhode Island. Up to $25,000 toward a home purchase. Income limit: County/target.
Up to $25,000
Listed as open as of May 2026
Available statewide in Rhode Island.
| Income limit | County/target |
|---|---|
| Minimum credit score | 620 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | First-gen RI buyers |
| Property types | 1-4 family, condo, townhome |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv |
| Sales price cap | Per county |
| Repayment | 0% int forgiven 5 yrs |
| Forgivable | Per program structure |
| Stacking | Pilot program; layers with FirstHomes |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: RIHousing · program details at the provider’s site.
See if RIHousing FirstGenHomeRI (pilot) fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Rhode Island programs
-
0% deferred 2nd · Up to 6%
-
Immediate grant · Amount varies by program
-
deferred_loan · Up to $15,000
-
forgivable_loan · Up to $25,000
-
second_loan · Amount varies by program