RIHousing Extra Assistance
RIHousing Extra Assistance is a 0% deferred 2nd from RIHousing. Available statewide in Rhode Island. Up to 6% toward a home purchase. For first-time buyers. Income limit: County-based.
Up to 6%
Listed as open as of May 2026
Available statewide in Rhode Island.
| First-time buyer | Required |
|---|---|
| Income limit | County-based |
| Minimum credit score | 620 |
| Maximum DTI | 57% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide RI |
| Property types | 1-4 family, condo, townhome |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv |
| Sales price cap | County-based |
| Repayment | 0% int deferred |
| Stacking | Layers with FirstHomes |
Provider: RIHousing · program details at the provider’s site.
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