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Portland Down Payment Assistance Loan (DPAL)

Portland Down Payment Assistance Loan (DPAL) is a deferred silent second mortgage from Portland Housing Bureau (PHB). Serves Portland. Up to $100,000 toward a home purchase. For first-time buyers. Income limit: At or below 100% Portland AMI (adjusted for family size).

Up to $100,000
Listed as open as of May 26, 2026

Serves Portland.

First-time buyerRequired
Income limitAt or below 100% Portland AMI (adjusted for family size)
Homebuyer educationRequired
OccupationsAny
Sales price capWithin Portland city limits
Amount notesUp to $80,000-$100,000 (varies by funding source and location)
NotesFunded by PHB. Apply through 4 Community Partners: African American Alliance, Hacienda CDC, Portland Housing Center, Proud Ground.
Phone503-823-2375
Source Portland Housing Bureau (PHB)·official program page·Verified

Provider: Portland Housing Bureau (PHB) · program details at the provider’s site.

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