Oregon CashAdvantage
Oregon CashAdvantage is a below-market rate + 3% grant from OHCS. Available statewide in Oregon. For first-time buyers. Income limit: Varies.
Amount varies by program
Listed as open as of May 2026
Available statewide in Oregon.
| First-time buyer | Required |
|---|---|
| Income limit | Varies |
| Minimum credit score | 620 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide OR |
| Property types | SFR, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | Per county |
| Repayment | Grant non-repay |
| Stacking | Standalone |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: OHCS · program details at the provider’s site.
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More Oregon programs
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First mortgage with DPA options · Amount varies by program
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Lowest-rate first mortgage · Amount varies by program
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Flexible loan + DPA · Up to $60,000
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below-market first mortgage with DPA second · Amount varies by program
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below-market first mortgage with repayable or forgivable second · Amount varies by program
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grant (cash advantage) with below-market first mortgage · Amount varies by program
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below-market first mortgage · Amount varies by program
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forgivable / deferred / grant (varies by partner) · Amount varies by program