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OHCS Mortgage Credit Certificate (MCC)

OHCS Mortgage Credit Certificate (MCC) is a mcc tax credit from Oregon Housing and Community Services (OHCS) / City of Portland. Available statewide in Oregon. Income limit: Statewide or area median income limits.

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Oregon.

Income limitStatewide or area median income limits
OccupationsAny
Sales price capFederal price limits apply
Amount notesFederal tax credit on mortgage interest (Portland = 20% credit rate, up to $2,000/year)
NotesAuthorized under ORS 456.605. Portland MCC is most active; statewide MCC offered through OHCS.
Phone503-823-2375
Source Oregon Housing and Community Services (OHCS) / City of Portland·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Oregon Housing and Community Services (OHCS) / City of Portland · program details at the provider’s site.

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