Cal DPA Down payment help, made plain

NeighborImpact First-Time Homebuyer DPA

NeighborImpact First-Time Homebuyer DPA is a low-interest deferred second mortgage from NeighborImpact. Serves Crook, Deschutes, Jefferson. For first-time buyers. Income limit: At or below 160% AMI (Deschutes County); standard 80-100% elsewhere.

Amount varies by program
Listed as open as of May 26, 2026

Serves Crook, Deschutes, Jefferson.

First-time buyerRequired
Income limitAt or below 160% AMI (Deschutes County); standard 80-100% elsewhere
OccupationsAny
Sales price capVaries
Amount notesUp to 20% of sale price
NotesAlso administers Bend-funded DPA, Workforce HOME Program, and counseling for Confederated Tribes of Warm Springs.
Phone541-548-2380
Source NeighborImpact·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: NeighborImpact · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if NeighborImpact First-Time Homebuyer DPA fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More Oregon programs