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City of Salem First-Time Homebuyer (FTHB) Program

City of Salem First-Time Homebuyer (FTHB) Program is a deferred 0% interest second mortgage (matching) from City of Salem. Serves Salem. For first-time buyers. Income limit: HUD HOME income limits (80% AMI).

Amount varies by program
Listed as open as of May 26, 2026

Serves Salem.

First-time buyerRequired
Income limitHUD HOME income limits (80% AMI)
OccupationsAny
Sales price capCity of Salem limits
Amount notesUp to $6,500 match; +$1,000 with counseling = $7,500 max
NotesHOME-funded. Administered by City of Salem Housing/Community Development.
Phone503-588-6178
Source City of Salem·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: City of Salem · program details at the provider’s site.

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