ACCESS Homeownership Assistance Program (HOAP)
ACCESS Homeownership Assistance Program (HOAP) is a deferred second mortgage / grant from ACCESS (Jackson/Josephine community action). Serves Jackson, Josephine. For first-time buyers. Income limit: Low-to-moderate income.
Amount varies by program
Listed as open as of May 26, 2026
Serves Jackson, Josephine.
| First-time buyer | Required |
|---|---|
| Income limit | Low-to-moderate income |
| Occupations | Any |
| Sales price cap | Varies |
| Amount notes | Varies; RVAR/OAR HOME grant up to $2,500 |
| Notes | OHCS DPA partner. Operates Homeownership Center in Medford. |
| Phone | 541-774-4305 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: ACCESS (Jackson/Josephine community action) · program details at the provider’s site.
See if ACCESS Homeownership Assistance Program (HOAP) fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Oregon programs
-
First mortgage with DPA options · Amount varies by program
-
Lowest-rate first mortgage · Amount varies by program
-
Below-market rate + 3% grant · Amount varies by program
-
Flexible loan + DPA · Up to $60,000
-
below-market first mortgage with DPA second · Amount varies by program
-
below-market first mortgage with repayable or forgivable second · Amount varies by program
-
grant (cash advantage) with below-market first mortgage · Amount varies by program
-
below-market first mortgage · Amount varies by program