North Dakota FirstHome + DCA

North Dakota FirstHome + DCA is a below-market first + 3% credit from ND Housing Finance Agency. Available statewide in North Dakota. Income limit: Per HH/county.

Amount varies by program

Listed as open as of May 2026

Available statewide in North Dakota.

Income limit	Per HH/county
Maximum DTI	57%
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide ND
Property types	SFR primary
Occupancy	Owner-occupied primary
Eligible loan products	FHA/VA/USDA/Conv
Sales price cap	Per county
Repayment	Per DPA selected
Stacking	Pairs with NDHFA programs

Source ND Housing Finance Agency·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: ND Housing Finance Agency · program details at the provider’s site.

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