ND Roots
ND Roots is a market or below-market + dpa from ND Housing Finance Agency. Available statewide in North Dakota. First-time buyer status is not required. Income limit: Above FirstHome limits.
Amount varies by program
Listed as open as of May 2026
Available statewide in North Dakota.
| First-time buyer | Not required |
|---|---|
| Income limit | Above FirstHome limits |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide ND |
| Property types | SFR |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | Per county |
| Repayment | Per program |
| Stacking | For higher-income HHs |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: ND Housing Finance Agency · program details at the provider’s site.
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