Do I have to be a first-time buyer for Montana MBOH Plus?

No. The program does not require first-time buyer status.

Is there an income limit?

Yes. The listed income limit is Per HH/county.

What credit score does Montana MBOH Plus list?

The listed minimum credit score is 620.

Montana MBOH Plus

Montana MBOH Plus is a 0% deferred 2nd from MBOH. Available statewide in Montana. First-time buyer status is not required. Income limit: Per HH/county.

Amount varies by program

Listed as open as of May 2026

Available statewide in Montana.

First-time buyer	Not required
Income limit	Per HH/county
Minimum credit score	620
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide MT
Property types	SFR
Occupancy	Owner-occupied primary
Eligible loan products	FHA/VA/USDA/Conv
Sales price cap	Per county
Repayment	0% deferred
Stacking	Pairs with MBOH first

Source MBOH·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: MBOH · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if Montana MBOH Plus fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More Montana programs

Montana Bond Advantage

Silent 2nd 0% deferred · Amount varies by program
Montana Deferred DPA

Silent 2nd 0% deferred · Amount varies by program
MBOH Bond Advantage DPA

deferred_loan · Up to $15,000 or Up to 5%
MBOH Plus 0% Deferred DPA

deferred_loan · Up to $15,000 or Up to 5%
NeighborWorks Montana HOME DPA

deferred_loan · Up to $40,000
NeighborWorks Montana Higher Income DPA

second_loan · Up to $10,000
FHLB Des Moines Home$tart Grant (MT)

grant · Up to $15,000