Do I have to be a first-time buyer for Montana Deferred DPA?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is $65K (1-2 ppl) / $75K (3+).

What credit score does Montana Deferred DPA list?

The listed minimum credit score is 620.

Montana Deferred DPA

Montana Deferred DPA is a silent 2nd 0% deferred from MBOH. Available statewide in Montana. For first-time buyers. Income limit: $65K (1-2 ppl) / $75K (3+).

Amount varies by program

Listed as open as of May 2026

Available statewide in Montana.

First-time buyer	Required
Income limit	$65K (1-2 ppl) / $75K (3+)
Minimum credit score	620
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Low-income MT HHs
Property types	SFR primary
Occupancy	Owner-occupied primary
Eligible loan products	FHA/VA/USDA/Conv
Sales price cap	Per county
Repayment	0% deferred, due on sale/refi
Stacking	Stacks with Bond

Source MBOH·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: MBOH · program details at the provider’s site.

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