Forgivable Equity Builder Loan
Forgivable Equity Builder Loan is a forgivable loan from California Housing Finance Agency (CalHFA). Available statewide in California. For first-time buyers. Income limit: <80% of county AMI.
Amount varies by program
Opens in funding rounds as of May 26, 2026
Available statewide in California.
| First-time buyer | Required |
|---|---|
| Income limit | <80% of county AMI |
| Minimum credit score | 660 |
| Homebuyer education | Required |
| Sales price cap | Per FHA/conforming |
| Forgivable | Yes |
| Amount notes | Up to 10% of home purchase price |
| Notes | Launched 2022 with $100M; check CalHFA for current funding. |
| Phone | 877-922-5432 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: California Housing Finance Agency (CalHFA) · program details at the provider’s site.
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