Is there down payment assistance in Virginia?

Yes. 22 down payment assistance programs are listed for Virginia: 9 statewide and 12 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Virginia?

The largest listed grant amount for Virginia is $15,000. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Virginia

22 programs are listed for Virginia: grants, forgivable loans and deferred seconds from state, county, city, tribal and regional providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$15,000

Largest listed grant

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Statewide programs

VA Conv DPA

Deferred 2nd 0.5% 20-yr · Up to $25,000 · Virginia Housing
VA FHA DPA

Deferred 2nd 0% 30-yr · Up to $22,000 · Virginia Housing
VA Plus Second Mortgage

Amortizing 2nd 6% 25-yr · Up to $30,000 · Virginia Housing
VA Granting Freedom

Grant · Up to $15,000 · Virginia Housing
Virginia Housing Down Payment Assistance Grant

grant · Up to 2.5% · Virginia Housing (Virginia Housing Development Authority)
Virginia Housing Closing Cost Assistance Grant

grant · Up to 2% · Virginia Housing
Virginia Housing Plus Second Mortgage

second_loan · Up to 5% · Virginia Housing
Granting Freedom Program (Disabled Veterans)

grant · Up to $8,000 · Virginia Housing + Virginia Department of Veterans Services
Virginia DHCD HOMEownership Down Payment & Closing Cost Assistance

deferred_loan · Up to $50,000 or Up to 15% · Virginia Department of Housing and Community Development (DHCD)

County and city programs

Fairfax County First-Time Homebuyers (FTHB) Program

below_market_rate · Amount varies by program · Fairfax County Department of Housing and Community Development
FCRHA Down Payment Loan Program

deferred_loan · Up to $50,000 · Fairfax County Redevelopment and Housing Authority (FCRHA)
Loudoun County DPCC + PEG + SPARC + DPCC Plus

forgivable_loan · Up to $70,000 or Up to 10% · Loudoun County Department of Housing & Community Development
Prince William County Homeownership Assistance Program

deferred_loan · Up to 6% · Prince William County Department of Housing and Community Development
Arlington Moderate-Income Purchase Assistance Program (MIPAP)

deferred_loan · Up to $80,000 or Up to 25% · Arlington County Department of Community Planning, Housing and Development
City of Alexandria Homebuyer Assistance Program

deferred_loan · Amount varies by program · City of Alexandria Office of Housing
Norfolk NRHA HOME Down Payment Assistance Program

deferred_loan · Up to $60,000 · Norfolk Redevelopment and Housing Authority (NRHA)
Virginia Beach Housing Down Payment & Closing Cost Assistance

deferred_loan · Amount varies by program · City of Virginia Beach Department of Housing & Neighborhood Preservation
Richmond RRHA ComeHome Program

deferred_loan · Amount varies by program · Richmond Redevelopment and Housing Authority (RRHA)
City of Roanoke Down Payment Assistance Program

forgivable_loan · Up to $8,000 · City of Roanoke Department of Housing
Pamunkey Indian Tribe Housing Department

deferred_loan · Amount varies by program · Pamunkey Indian Tribe
Monacan Indian Nation Housing Program

deferred_loan · Amount varies by program · Monacan Indian Nation

Multi-state programs covering Virginia

FHLB Atlanta First-Time Homebuyer

Grant · Up to $15,000 · FHLB Atlanta

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Virginia match

Tell Cal how to reach you and a licensed loan officer will narrow these 22 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.