Down payment assistance in South Dakota

10 programs are listed for South Dakota: forgivable loans, deferred seconds and first mortgage products from state, city, tribal and lender and employer providers. Every amount and rule below comes from the provider’s published terms.

Statewide programs

• SD Fixed Rate Plus
  Zero-int deferred 2nd · Amount varies by program · SD Housing Development Authority
• SDHDA Fixed Rate Plus Option
  deferred_loan · Up to 5% · South Dakota Housing Development Authority (SDHDA)
• SDHDA First-Time Homebuyer Mortgage Program
  below_market_rate · Amount varies by program · South Dakota Housing Development Authority (SDHDA)
• SDHDA Repeat Homebuyer Mortgage Program
  below_market_rate · Amount varies by program · South Dakota Housing Development Authority (SDHDA)
• SDHDA Mortgage Credit Certificate (MCC)
  mortgage_credit_certificate · Up to $2,000 · South Dakota Housing Development Authority (SDHDA)
• SDHDA Governor's House Program
  below_market_rate · Amount varies by program · South Dakota Housing Development Authority (SDHDA)

County and city programs

• Sioux Falls Homebuyer Assistance Program
  forgivable_loan · Up to $8,000 · City of Sioux Falls
• Sioux Falls Public Safety Down Payment Assistance
  forgivable_loan · Amount varies by program · City of Sioux Falls
• Oglala Sioux Lakota Housing (TDHE), Pine Ridge
  below_market_rate · Amount varies by program · Oglala Sioux Lakota Housing Authority
• Cheyenne River Housing Authority (TDHE)
  below_market_rate · Amount varies by program · Cheyenne River Housing Authority

National programs

38 federal and national programs apply in every state. See the national programs.