Down payment assistance in Minnesota

18 programs are listed for Minnesota: forgivable loans, deferred seconds and first mortgage products from state, county and city providers. Every amount and rule below comes from the provider’s published terms.

Statewide programs

• Minnesota Start Up
  First mortgage + DPA layered · Amount varies by program · Minnesota Housing
• Minnesota Step Up
  Repeat-buyer first mortgage + DPA · Amount varies by program · Minnesota Housing
• MN Monthly Payment Loan
  Amortizing 2nd 10-yr · Up to $18,000 · Minnesota Housing
• MN Deferred Payment Loan
  Deferred 2nd 0% int · Up to $16,500 · Minnesota Housing
• MN Deferred Payment Loan Plus
  Deferred 2nd 0% int · Up to $18,000 · Minnesota Housing
• Minnesota Housing Start Up
  below_market_rate · Amount varies by program · Minnesota Housing Finance Agency
• Minnesota Housing Step Up
  below_market_rate · Amount varies by program · Minnesota Housing Finance Agency
• Minnesota Housing Monthly Payment Loan (MPL)
  second_loan · Up to $14,000 · Minnesota Housing Finance Agency
• Minnesota Housing Deferred Payment Loan (DPL)
  deferred_loan · Up to $14,000 · Minnesota Housing Finance Agency
• Minnesota Housing Deferred Payment Loan Plus (DPL+)
  deferred_loan · Up to $18,000 · Minnesota Housing Finance Agency
• Minnesota Housing Workforce Homeownership Program
  deferred_loan · Amount varies by program · Minnesota Housing Finance Agency
• Minnesota Housing Impact Fund
  deferred_loan · Amount varies by program · Minnesota Housing Finance Agency

County and city programs

• Homeownership Opportunity Minneapolis (HOM)
  deferred_loan · Up to $20,000 · City of Minneapolis Community Planning & Economic Development
• Hennepin County Homebuyer Assistance Program (HAF)
  forgivable_loan · Up to $30,000 · Hennepin County
• Saint Paul Rondo Inheritance Fund Downpayment Assistance
  deferred_loan · Amount varies by program · City of Saint Paul Planning & Economic Development
• Saint Paul West Side Flats Inheritance Fund DPA
  deferred_loan · Amount varies by program · City of Saint Paul Planning & Economic Development
• Ramsey County FirstHome Down Payment Assistance Program
  deferred_loan · Amount varies by program · Ramsey County HRA
• Dakota County CDA First Time Homebuyer Program
  deferred_loan · Up to $10,000 · Dakota County Community Development Agency

National programs

38 federal and national programs apply in every state. See the national programs.