Is there down payment assistance in Kentucky?

Yes. 7 down payment assistance programs are listed for Kentucky: 6 statewide and 0 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Kentucky?

The largest listed grant amount for Kentucky is $20,000. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Kentucky

7 programs are listed for Kentucky: grants, forgivable loans and deferred seconds from state and regional providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$20,000

Largest listed grant

Check what you qualify for Ask Cal about your situation

Statewide programs

KY Regular DAP

Deferred 2nd 0% int 30-yr · Up to $20,000 · Kentucky Housing Corp
KY Affordable DAP

Deferred 2nd 0% 25-yr · Up to $15,000 · Kentucky Housing Corp
KY Conv Preferred

Deferred 2nd 0.5% 20-yr · Up to $22,000 · Kentucky Housing Corp
KHC Regular Down Payment Assistance Program (Regular DAP)

second_loan · Up to $12,500 · Kentucky Housing Corporation
KHC Affordable Down Payment Assistance Program (Affordable DAP)

forgivable_loan · Up to $14,500 · Kentucky Housing Corporation
KHC Conventional Preferred / Preferred Plus 80

below_market_rate · Amount varies by program · Kentucky Housing Corporation

Multi-state programs covering Kentucky

FHLB Cincinnati Welcome Home

Grant · Up to $20,000 · FHLB Cincinnati

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Kentucky match

Tell Cal how to reach you and a licensed loan officer will narrow these 7 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.