Is there down payment assistance in Iowa?

Yes. 11 down payment assistance programs are listed for Iowa: 7 statewide and 4 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Iowa?

The largest listed grant amount for Iowa is $250,052. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Iowa

11 programs are listed for Iowa: grants, forgivable loans, deferred seconds and first mortgage products from state, county and city providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$250,052

Largest listed grant

Check what you qualify for Ask Cal about your situation

Statewide programs

Iowa FirstHome

Reduced MI + grant or 2nd · Up to $250,052 · Iowa Finance Authority
Iowa FirstHome Plus Grant

Grant · Up to $2,500 · Iowa Finance Authority
Iowa Finance Authority FirstHome Program

below_market_rate · Amount varies by program · Iowa Finance Authority (IFA)
Iowa Finance Authority Homes for Iowans Program

below_market_rate · Amount varies by program · Iowa Finance Authority (IFA)
Iowa Finance Authority Down Payment / Closing Cost Grant

grant · Up to $2,500 · Iowa Finance Authority (IFA)
Iowa Finance Authority 2nd Loan Program

deferred_loan · Up to 5% · Iowa Finance Authority (IFA)
Iowa Finance Authority Mortgage Credit Certificate (MCC)

mortgage_credit_certificate · Up to $2,000 or Up to 50% · Iowa Finance Authority (IFA)

County and city programs

Polk County Down Payment Assistance Program

deferred_loan · Up to $30,000 · Polk County (administered by Neighborhood Finance Corporation)
NFC Neighborhood Reinvest Down Payment Assistance

deferred_loan · Up to $15,000 · Neighborhood Finance Corporation (NFC)
Cedar Rapids First Time Home Buyer Program

forgivable_loan · Up to $14,999 · City of Cedar Rapids Community Development
City of Davenport First Time Home Buyer Grant

grant · Up to $10,000 or Up to 50% · City of Davenport Community Planning & Economic Development

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Iowa match

Tell Cal how to reach you and a licensed loan officer will narrow these 11 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.