Do I have to be a first-time buyer for WHEDA Capital Access DPA?

No. The program does not require first-time buyer status.

Is there an income limit?

Yes. The listed income limit is Lower-income county.

What credit score does WHEDA Capital Access DPA list?

The listed minimum credit score is 620.

WHEDA Capital Access DPA

WHEDA Capital Access DPA is a zero-int 30-yr deferred 2nd from WHEDA. Available statewide in Wisconsin. Up to $3,050 toward a home purchase. First-time buyer status is not required. Income limit: Lower-income county.

Up to $3,050

Listed as open as of May 2026

Available statewide in Wisconsin.

First-time buyer	Not required
Income limit	Lower-income county
Minimum credit score	620
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide WI
Property types	SFR primary
Occupancy	Owner-occupied primary
Eligible loan products	FHA/VA/USDA/Conv
Sales price cap	Per county
Repayment	0% deferred 30-yr
Stacking	Pairs with WHEDA Advantage
Notes	Relaunched 1/15/2026 with limited 78 loans

Source WHEDA·official program page·Verified May 2026

Provider: WHEDA · program details at the provider’s site.

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