Do I have to be a first-time buyer for VHFA MOVE + ASSIST?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is County-based.

What credit score does VHFA MOVE + ASSIST list?

The listed minimum credit score is 620.

VHFA MOVE + ASSIST

VHFA MOVE + ASSIST is a 0% assist 2nd 5-yr forgive from Vermont Housing Finance Agency. Available statewide in Vermont. Up to $15,000 toward a home purchase. For first-time buyers. Income limit: County-based.

Up to $15,000

Listed as open as of May 2026

Available statewide in Vermont.

First-time buyer	Required
Income limit	County-based
Minimum credit score	620
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide VT
Property types	1-4 family, condo, townhome, manuf
Occupancy	Owner-occupied primary
Eligible loan products	FHA/Conv/VA/USDA
Sales price cap	County-based
Repayment	0% int forgiven 20% per yr
Forgivable	Per program structure
Stacking	Stacks with MCC

Source Vermont Housing Finance Agency·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Vermont Housing Finance Agency · program details at the provider’s site.

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More Vermont programs

VHFA ADVANTAGE

0% ASSIST 2nd 5-yr forgive · Up to $15,000
VHFA MOVE MCC

ASSIST DPA + MCC · Amount varies by program
VHFA MOVE Program

below_market_rate · Amount varies by program
VHFA ASSIST Down Payment Assistance

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VHFA First Generation Homebuyer Grant

grant · Up to $15,000
VHFA Mortgage Credit Certificate (Standalone)

mortgage_credit_certificate · Up to $2,000 or Up to 50%